BSST 323 Credit Underwriting
Credit Underwriting is the evaluation of a borrower's financial strength to insure it meets the financial institution's lending criteria. Topics to be covered include preparing narratives of customer financial status, ratio and trend analysis, identification of financial risks, collateral coverage, and equity position. Online only
Student Learning Outcomes
- The Business of Banking, Why Businesses Borrow Money, The Art of Underwriting, and Loan Structuring.
- The Credit Approval Process, Shifting to Monitoring Mode, Commercial Banking Functions, A Day in the Life of an Analyst.
- Understanding What a Credit Presentation Includes.
- Collateral Analysis, Loan Structure, and Loan Administration.
- Financial Narrative Examples.
- Observing Trends & Writing Financial Narratives.
- Global Cash Flows.