BSST 323 Credit Underwriting
Credit Underwriting is the evaluation of a borrower's financial strength to insure it meets the financial institution's lending criteria. Topics to be covered include preparing narratives of customer financial status, ratio and trend analysis, identification of financial risks, collateral coverage, and equity position. Online only
Student Learning Outcomes
- Explain the relationship between financial analysis and credit underwriting
- Summarize the entities involved in credit underwriting
- Explain the factors that influence decisions on credit worthiness, collateral, and loan structure
- Describe the processes involved in loan approval and monitoring
- Identify the purpose and components of a credit presentation
- Evaluate business performance through the creation of a financial narrative